Credit life insurance (seguro de vida deudores)

Depending on the policy, if you die or become totally and permanently disabled, the insurer pays your loan balance to the lender. That way, your family isn't left with the debt. Some plans include payment relief.

The law doesn't require it across the board: each lender decides whether to ask for it as a loan guarantee. If yours does, you can choose the insurer and the intermediary, and submit your own policy if it meets the lender's conditions.

It depends on the loan balance and term, your age, your health and the coverage. We compare SURA, Bolívar, Allianz, Solidaria and Zurich so you decide with clear prices, and we quote for free.

Tell us about your loan and your ID type (passport or cédula de extranjería); each insurer sets which documents it accepts. Once the policy is issued, it's endorsed to your lender, which checks that it meets its conditions.

Yes. Depending on the policy, it can protect mortgages, car loans, consumer loans or credit cards in Colombia. For a mortgage, it covers your life; the property itself is insured separately against fire and earthquake.