Home insurance for your house or apartment
Home insurance protects your home and belongings against fire, earthquake, water damage or theft, depending on the policy.
Companies compared: home insurance
Included in the base planOptional or partialNot available
| Coverage |  SURA |  Bolívar★ Recommended |  Allianz |  AXA Colpatria |  HDI |  Mapfre★ Recommended |  Mundial |  Solidaria |  Zurich |  Chubb |  SBS |  S. del Estado |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fire and lightning | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Earthquake and natural events | – | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Water damage | ✓ | ✓ | ✓ | – | – | ✓ | – | – | – | – | – | – |
| Theft of contents | – | – | ✓ | – | – | ✓ | ✓ | – | – | – | – | – |
| Household liability | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Home assistance | – | ✓ | ✓ | – | – | ✓ | – | – | – | – | – | – |
| Electronic equipment | – | – | ✓ | – | – | ✓ | ✓ | – | – | – | – | – |
For guidance only: coverage is governed by each policy’s terms.
What does it cover?
- Fire, explosion and structural damage
- Earthquake and natural events
- Theft of contents
- Household liability
- Plumbing, locksmith and electrician assistance
Also known as multi-risk home insurance (multirriesgo hogar or seguro de vivienda), it's complete home protection: structure, contents and liability. The cost of home insurance depends on the value of the property and its contents. We compare home insurers such as Seguros Bolívar (houses and apartments), Allianz, SURA and Mapfre, and you can combine it with life insurance to protect all your assets.
Home insurance: frequently asked questions
Is there home insurance in Colombia?
Yes. Insurers such as SURA, Bolívar, Allianz, AXA Colpatria and Mapfre offer policies for houses and apartments. Depending on the policy, they cover the structure, your belongings and your liability to others. We compare them for you.
What does home insurance cover in Colombia?
Depending on the policy, it can cover the structure and contents against fire, earthquake and other natural events, water damage and theft, plus household liability and plumbing, locksmith and electrician assistance.
Is there renters insurance in Colombia?
Yes. If you rent, you can insure only your belongings and your liability to third parties, depending on the policy. Tell us the address and the value of your things, and we compare options.
How much is home insurance in Colombia?
It depends on the insured value of the building and your belongings, the type of property, its location and the coverage you choose. We get you free quotes from several insurers to compare.
Can foreigners insure a home in Colombia?
Each insurer sets its own requirements for the policyholder, including which ID it accepts. Tell us your ID type (passport or cédula de extranjería) and the property's details, and from Medellín we check which insurers can cover your home.
Interested in home insurance?
Get a home insurance quoteCoverage, premiums, deductibles and conditions depend on each insurer’s review and underwriting rules. This information is for guidance only and does not replace the policy terms.