Life insurance in Colombia to protect your family
With life insurance, your family receives financial support if you pass away, so they can keep their stability and plans.
Companies compared: life insurance
Included in the base planOptional or partialNot available
| Coverage | ★ Recommended | ★ Recommended | ||||||
|---|---|---|---|---|---|---|---|---|
| Death from any cause | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Total and permanent disability | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Critical illness | ✓ | ✓ | ✓ | – | – | – | ✓ | – |
| Accidental death | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Funeral benefit | ✓ | ✓ | – | – | – | – | ✓ | – |
For guidance only: coverage is governed by each policy’s terms.
What does it cover?
- Death benefit
- Total and permanent disability
- Critical illness (depending on the plan)
- Optional benefits and income payments
Life insurance: frequently asked questions
What does life insurance cover?
Depending on the policy, it pays a lump sum to your beneficiaries if you die and can cover total and permanent disability, critical illness, accidental death and a funeral benefit. We show you what each option includes before you choose.
Can foreigners get life insurance in Colombia?
It depends on the insurer. Each one sets its own requirements for foreign residents, including which ID it accepts. Tell us your situation and ID type (passport or cédula de extranjería), and we check which insurers can cover you.
How much is life insurance in Colombia?
It depends on your age, your health, whether you smoke, the sum insured and the coverage you choose. With those details, we compare several insurers and give you a free quote.
What do I need to apply for life insurance?
Your ID, the application form and a health declaration. Depending on your age and the sum insured, the insurer may ask for medical exams. We guide you through every step.
Is there life insurance for seniors?
Yes, but each insurer sets a maximum entry age, and the price goes up with age. Tell us the age of the person to be insured and we'll tell you the options.
Interested in life insurance?
Get a life insurance quoteCoverage, premiums, deductibles and conditions depend on each insurer’s review and underwriting rules. This information is for guidance only and does not replace the policy terms.
