Liability insurance for damage to third parties
Liability insurance (responsabilidad civil extracontractual) backs you if your activity causes damage to third parties, depending on its terms.
Companies compared: liability insurance
Included in the base planOptional or partialNot available
| Coverage |  SURA |  Bolívar |  Allianz |  AXA Colpatria |  HDI |  Mapfre |  Mundial |  Solidaria |  Zurich |  Chubb★ Recommended |  SBS |  S. del Estado |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Damage to third parties (people and property) | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Defense costs | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Contractual and non-contractual liability | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Premises, work and operations | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
For guidance only: coverage is governed by each policy’s terms.
What does it cover?
- Damage to third parties (people and property)
- Defense costs
- Contractual and non-contractual liability
- Premises, work and operations
Liability insurance: frequently asked questions
What does general liability insurance cover?
It covers damage you cause to third parties you have no contract with, such as a pedestrian or a neighbor. Depending on the policy, it can include injury and property damage, defense costs and premises and operations. Contractual options also exist.
How much is liability insurance in Colombia?
It depends on your activity, the insured amount, the deductible, the size of your operation and your claims history. We compare SURA, Bolívar, Allianz, Mundial and other insurers and quote for free.
How do I get a liability policy, and what do I need?
Tell us your activity, where you operate and the insured amount you need or a contract requires. The insurer may ask for a form and some documents. We compare options and support you until the policy is issued.
When do government contracts require liability insurance?
Under Decreto 1082 de 2015 (art. 2.2.1.2.3.1.8), the state agency must require it in construction contracts and in others where it deems it necessary due to the contract's risks. Check the bid terms and we help you get it.
Where can I get liability insurance in Medellín?
At Vera Seguros, based in Medellín, we compare liability policies for companies, professionals and individuals across Colombia. If you're an independent professional, we also review professional liability options. Our advice is free.
More property and liability insurance
Interested in liability insurance?
Get a liability insurance quoteCoverage, premiums, deductibles and conditions depend on each insurer’s review and underwriting rules. This information is for guidance only and does not replace the policy terms.