Price at age 35
Approximate monthly amounts in Medellín.
| Level | SURA | Bolívar | Allianz | AXA Colpatria |
|---|---|---|---|---|
| Premium plan | Salud Global ≈ COP 601,726 + VAT | Salud Integral ≈ COP 514,000 + VAT | Salud Gold Plus 2 ≈ COP 540,715 + VAT | Fesalud Amparado ≈ COP 746,000 + VAT |
| Comprehensive plan | Salud Clásico ≈ COP 503,355 + VAT | Salud a su Medida — Plan L ≈ COP 360,762 + VAT | Salud Gold Plus 1 ≈ COP 509,854 + VAT | Original Amparado ≈ COP 414,000 + VAT |
Each insurer in brief
SURA
Salud Global (premium), Salud Clásico (comprehensive) and the EPS SURA complementary plan «Salud Para Todos».
- Wide network in Medellín and nationwide
- Salud Clásico accepts members up to before age 70
- Global includes international coverage
Best for: People who want the SURA network and, if over 63, can join through Salud Clásico.
Seguros Bolívar
Salud Integral (premium) and Salud a su Medida, with plans L and M.
- The only official rate list published
- Salud a su Medida has no entry age limit
- Plan M has a single rate at any age
Best for: Tight budgets and older people who have no other option.
Allianz
Gold Plus 2 (premium), Gold Plus 1 (comprehensive) and Care 4 (basic).
- Entry up to 69 years and 364 days
- Gold Plus 2 includes out-of-network coverage by reimbursement
- Add-on for ongoing pregnancies
Best for: People who want free choice of doctors or need to join between 63 and 69.
AXA Colpatria
Fesalud Amparado (premium) and Original Amparado (comprehensive).
- Specialists with no copay at its medical centers
- Unlimited cancer and kidney disease coverage in Fesalud
- Optional add-on for ongoing pregnancies
Best for: People who use AXA medical centers and want zero copays.
What about Seguros Mundial?
It has three individual plans: Salud Mundial 360 (premium, with unlimited hospitalization days in its network), Mundial Esencial (basic, outpatient and with no waiting periods) and Mundial Silver (from age 55, outpatient only and with no maximum entry age). It does not publish rates, so its price is quoted with the advisor.
What about MAPFRE?
It has three individual plans in pesos: Salud Excelencia (premium, with free choice of doctors by reimbursement, suite room and travel assistance), Salud Preferencial (comprehensive, network only) and Salud Vital (basic, hospital-based: doctor visits and emergency care are bought separately). It accepts new members up to 59 years and 364 days and does not publish rates, so its price is quoted with the advisor.
How to decide
- Set your monthly budget and rule out what doesn’t fit.
- Check your age against the entry limits (see the seniors guide).
- Look at the clinics in each network in your city: a plan is no use if your doctors are not in it.
- Compare copays and deductibles, not just the monthly premium.
Compare for my case See prices for my age
Frequently asked questions
What is the best health insurer in Colombia?
There is no single answer: it depends on your age, your budget and which clinics you want to use. Allianz is the most flexible on entry age, Bolívar the most affordable and the only one with no age limit in Salud a su Medida, SURA has the widest network in Antioquia and AXA Colpatria eliminates copays at its medical centers.
Which is cheaper, SURA or Allianz?
At 35, for a comprehensive plan, SURA Salud Clásico costs ≈ COP 503,355 a month and Allianz Gold Plus 1 ≈ COP 509,854. For a premium plan, SURA Salud Global costs ≈ COP 601,726 and Allianz Gold Plus 2 ≈ COP 540,715, all before VAT. The difference changes with age.
Do all insurers require EPS membership?
Yes. In Colombia voluntary health plans complement the mandatory system, so you need to be affiliated with an EPS. The «Salud Para Todos» complementary plan also requires that EPS to be EPS SURA.
Sources and validity. Age and maternity rules taken from each company’s official policy terms and documents (SURA, Seguros Bolívar, Allianz, AXA Colpatria, MAPFRE and Seguros Mundial), reviewed between August and September 2026; you can see them all in health insurance policy terms. Reference prices: Seguros Bolívar’s official rate list (Salud a su Medida updated on 15 September 2026), 2026 tables from authorized intermediaries of SURA and Allianz, and a 2025 table from an authorized intermediary of AXA Colpatria (AXA does not publish a 2026 rate). MAPFRE and Seguros Mundial do not publish rates. All prices are monthly and before VAT (5%); Bolívar Salud a su Medida rates are published with VAT included and are shown here without it. They are approximate values, not a binding quote: each insurer sets the final rate based on your profile. Last reviewed: 2026-09-25.