Crime insurance against employee theft and fraud

Depending on the policy, it can cover losses of money or property from theft, aggravated theft, forgery, fraud or breach of trust by your employees, even unidentified ones, and third-party property in your care. Some add third-party fraud, such as counterfeiting.

They're similar. The póliza de manejo global comercial focuses on losses caused by your employees; the póliza de infidelidad y riesgos financieros usually adds losses caused by third parties. Advance payment protection is different: it belongs to surety bonds (póliza de cumplimiento).

It depends on the insured amount, your activity, the number of employees and of positions that handle money, your internal controls and loss history. We quote for free with Chubb, AXA Colpatria, Zurich, HDI and others.

Companies that trust their team with cash, securities, inventory or payments, such as retailers, distributors or businesses with cash registers and collections. If someone handles your company's resources, it's worth considering.

Message us on WhatsApp. We ask for company details, the number of employees, positions that handle money and your internal controls. From Medellín, we compare insurers for companies across Colombia, with free advice.